Financial Services

MAXIMIZE RECOVERIES. MINIMIZE COSTS.

The attorneys in our Financial Services Group are recognized and well-regarded within the finance and insolvency communities.   We take pride in working creatively with credit professionals to maximize recoveries for our clients while minimizing costs and delays. 

Our lawyers represent financial institutions and other lenders; real estate developers and other business borrowers and guarantors; investors acquiring or disposing of assets through insolvency proceedings; government agencies in public finance transactions; commercial landlords and tenants in bankruptcy and insolvency proceedings; officers, directors and employees in recovering their severance compensation and stock options; sellers of businesses in recovering the sums owed by the purchasers; creditors in defending preference litigation; equipment lessors; vendors, brokers, receivers, trustees, licensors and licensees of intellectual property; health care providers; and creditors' committees. 

OVERVIEW OF SERVICES

• Loan Structuring & Documentation
• Bankruptcy & Reorganization
• Litigation & Alternative Dispute Resolution
• Creditor Remedies & Workouts

LOAN STRUCTURING & DOCUMENTATION

We work creatively with credit professionals to structure loan transactions that satisfy the borrower's business needs while achieving the lender's objectives of profitability and credit safety.  Silicon Valley Law Group uses the latest information technology in order to craft high-quality loan documents at a reasonable cost.  Our responsiveness enables account officers to accelerate the process of negotiating, documenting and funding credit transactions.

We offer a unique focus on the structure and documentation of loans to software and other technology companies.  We assist financial institutions in preparing credit agreements, promissory notes, security instruments, guaranties and other documents of complex credit facilities.  We negotiate and draft inter-creditor agreements for syndicated and participation loans.  Our practice includes the perfection of security interests in intellectual property and other non-traditional collateral.

BANKRUPTCY & REORGANIZATION

Our lawyers have extensive experience in the bankruptcy courts of New York, Delaware and Arizona, and in the Northern, Eastern and Central Districts of California.   We concentrate on Chapter 11 and 12 reorganizations as well as business liquidations.  We can oppose confirmation of debtors' plans of reorganization, propose creditor plans, object to the discharge (and dischargeability) of specific debts, obtain relief from stay, supervise the sale of assets, object to the fees of debtors' professionals, defend preference avoidance actions, defend challenges to the validity and priority of banks' liens, oppose the use of cash as collateral, and prosecute a variety of adversary proceedings and contested matters.

LITIGATION & ALTERNATIVE DISPUTE RESOLUTION

We represent creditors in state and federal courts throughout California.  We also serve as counsel to creditors in arbitrations, mediations and other forums for alternative dispute resolution.  We are skilled at obtaining judicial enforcement of promissory notes, guaranties and security instruments.  To reduce costs, our attorneys negotiate stipulations to judgment and we seek arbitration awards, summary judgment and other resolutions short of trial.  We are adept at locating assets, penetrating asset-protection partnerships and successfully enforcing judgments.  Silicon Valley Law Group prosecutes claims against title insurance companies, bonding companies, guarantors and other sureties.

CREDITOR REMEDIES & WORKOUTS

We work with our clients to develop and execute efficient strategies to maximize their recoveries while minimizing their costs.  Throughout the course of an engagement, we weigh the projected recovery against anticipated fees and expenses - adjusting the action plan as necessary.  Within the determined guidelines, we aggressively enforce creditor's rights.

We advise creditors in enforcing their remedies, both in court and with non-judicial actions.  We have successfully restructured a wide variety of commercial, high technology and real estate loans - including loan workouts, deeds in lieu of foreclosure, forbearance agreements and other negotiated solutions.  We are especially familiar with California's one-action and anti-deficiency laws, having supervised numerous non-judicial and judicial foreclosures on real property.  We regularly counsel secured creditors and lessors concerning public and private sales of personal property collateral, collection of borrowers' accounts receivable, and the exercise of other rights under the Uniform Commercial Code.

We are experienced in obtaining the full range of creditor remedies available from the courts - including pre-judgment attachment, orders for possession of personal property, receiverships, protective orders and injunctive relief.

If you have questions about Financial Services Law, call us 408-573-5700 or email us at info@svlg.com